Payson Highlights

• The maximum loan for a home 29 years or newer is $5,000 and the maximum amount for a home older than 30 years is $10,000.
•  0% interest, deferred loan. No payment is due as long as the applicants continue to own and live in the home as their primary residence.
• Balance is due upon sale or when property ceases to be owner occupied.
• You must be able to put down $1000 of your own money.
• Must meet income limits (see Utah County on chart here)
• For first-time homebuyers only

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him. 

Orem Highlights

• The maximum loan for a home 29 years or newer is $5,000 and the maximum amount for a home older than 30 years is $10,000.
•  0% interest, deferred loan. No payment is due as long as the applicants continue to own and live in the home as their primary residence.
• Balance is due upon sale or when property ceases to be owner occupied.
• You must be able to put down $1000 of your own money.
• Must meet income limits (see Utah County on chart here)
• For first-time homebuyers only

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him. 

Lindon Highlights

• The maximum loan for a home 29 years or newer is $5,000 and the maximum amount for a home older than 30 years is $10,000.
•  0% interest, deferred loan. No payment is due as long as the applicants continue to own and live in the home as their primary residence.
• Balance is due upon sale or when property ceases to be owner occupied.
• You must be able to put down $1000 of your own money.
• Must meet income limits (see Utah County on chart here)
• For first-time homebuyers only

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him. 

Lehi Highlights

• The maximum loan for a home 29 years or newer is $5,000 and the maximum amount for a home older than 30 years is $10,000.
•  0% interest, deferred loan. No payment is due as long as the applicants continue to own and live in the home as their primary residence.
• Balance is due upon sale or when property ceases to be owner occupied.
• You must be able to put down $1000 of your own money.
• Must meet income limits (see Utah County on chart here)
• For first-time homebuyers only

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him. 

Provo City - Own in Provo Highlights

• up to $10,000 for down-payment assistance in the five Pioneer Neighborhoods
• Loans are 0% with deferred payments
• Must be over income limits for Utah county (see chart here)
• Requires a 15-year Owner Occupancy Restrictive Covenant to be signed
• Must attend Pre Home-Ownership Counseling Class

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Provo City - Home Purchase Plus Highlights

• up to $20,000 for down-payment assistance in the five Pioneer Neighborhoods and the Central Business District. $10,000 is available in all other areas of Provo.
• Loans are 0% with deferred payments
• Must be under income limits for Utah county (see chart here)
• Requires a 15-year Owner Occupancy Restrictive Covenant to be signed
• Must attend Pre Home-Ownership Counseling Class

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

West Jordan Highlights

• up to $5,000 loan (This is a down payment matching loan, to be forgiven at a rate of 20% per year)
• Must meet income requirements for Salt Lake County (see chart here)
• You may not currently own a home
• You must contribute $2,000 of your own funds
• Max purchase price of $180,000
• Housing ratio max 35%, Total Debt Ratio max 45%
• Must complete a Homebuyers class

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

West Valley Highlights

• $5,000 Grant
• Must meet income requirements for Salt Lake County (see chart here)
• For first-time homebuyers only
• You must contribute $2,000 of your own funds prior to closing (i.e., earnest money)
• Max purchase price of $180,000
• Must complete a First Time Home Buyer finance and budgeting class

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Salt Lake City Highlights

• Loan/grant for 6% up to $10,000
• Must meet income requirements for Salt Lake County (see chart here).
• For first-time homebuyers only
• You must bring $500 of your own funds to the table
• Max purchase price of $230,000

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Murray Highlights

• Minimum $5,000 grant up to $7,500
• Grant to be pain in full when the home is sold, up to 50% may be forgiven after 15 years
• Must meet income requirements for Salt Lake County (see chart here).
• For first-time homebuyers only
• You must bring $500 of your own funds to the table
• Max purchase price of $230,000

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Taylorsville Highlights

• $5,000 Grant, to be forgiven after five years (restrictions apply)
• Must meet income requirements for Salt Lake County (see chart here)
• For first-time homebuyers only
• You must bring $500 of your own funds to the table
• Max purchase price of $230,000

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Salt Lake County Highlights

• Loan/grant for 6% up to $10,000
• Must meet income requirements for Salt Lake County (see chart here).
• For first-time homebuyers only
• You must bring $500 of your own funds to the table
• Max purchase price of $230,000

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Magna Highlights

• Loan/grant for 6% up to $10,000
• Must meet income requirements for Salt Lake County (see chart here).
• For first-time homebuyers only
• You must bring $500 of your own funds to the table
• Max purchase price of $230,000

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Kearns Highlights

• Loan/grant for 6% up to $10,000
• Must meet income requirements for Salt Lake County (see chart here).
• For first-time homebuyers only
• You must bring $500 of your own funds to the table
• Max purchase price of $230,000

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Sandy CDCU Highlights

• Loan/Grant for up 6% not to exceed $10,000
• For first-time homebuyers only
• Must be within the income limits, see chart here
• Applicants will must contribute $500
• Completion of a HUD certified Home-buyer Certification Course
• The grant must be repaid if the home is sold, refinance, or other title change occurs

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Clearfield City Highlights

• Funds are match on a 3 to1 basis, so if you provide $1,000 they will provide $3,000 (up to a maximum of $5,000).
• You must contribute $500 of your own funds.
• The loan is forgiven at a rate of 10% a year for six years, after the seventh year of residency the remaining 40% is forgiven.
• Available for fixed rate FHA, VA, or conventional loans only.
• Must meet income requirements, see income chart here.

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.

Davis County

• $2,000 loan that must be paid off when the home is sold, a second mortgage is obtain, or if the home is refinanced.
• For first-time homebuyers only.
• Must contribute $500 of your own money.
• Must meet the income limits for Davis County

As with all loans further restrictions, limitations, and the ability to qualify apply.  To find out more and to see if you qualify call your local expert Dan Davidson at 801-560-2333 or email him.